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Fixed Deposit Golden Visa

Service Overview

The UAE offers a specialized pathway to the 10-year Golden Visa for individuals who maintain significant liquid assets within the country’s banking system. The Fixed Deposit Golden Visa is an ideal solution for investors who want long-term residency without the complexities of property management or business operations. At Amersmartuae, we assist you in coordinating with UAE-regulated banks to ensure your financial investment is correctly registered for residency approval. 

Eligibility & Financial Thresholds

To qualify for the Fixed Deposit Golden Visa in 2025, you must meet the following financial criteria:

  • Deposit Amount:
    A minimum of AED 2 million must be deposited in a UAE-regulated bank.
  • Deposit Term:
    The deposit must be "Fixed" for a minimum period of two years.
  • Hold Requirement:
    The funds must be held without any lien or mortgage for the purpose of the visa.
  • Letter of Intent:
    The bank must issue a specific "Golden Visa Purpose" letter addressed to the ICP or GDRFA.

Mandatory Documents Checklist

  • Official Bank Letter:
    A stamped letter from your UAE bank confirming a fixed deposit of AED 2 million or more.
  • IBAN & Account Statement:
    Proof of the active account and funds.
  • Passport Copy:
    Valid for at least 6 months.
  • Digital Photograph:
    High-resolution, white background (ICP standard).
  • Current Visa Copy:
    Tourist visa, visa-on-arrival, or previous residency cancellation.
  • Medical Fitness Certificate:
    Cleared at a UAE-approved center.

The Amersmartuae Process

  • 1. Bank Coordination:
    We verify that your bank letter contains the specific legal phrasing required by 2025 immigration standards..
  • 2. Nomination Filing:
    We submit your "Public Investment" nomination to the GDRFA (Dubai) or ICP (Other Emirates).
  • 3. Status Change:
    Once approved, we process your in-country status change to Golden Residency.
  • 4. Medical & Biometrics:
    We book your priority medical test and update your biometric data for the 10-year Emirates ID.
  • 5. Golden Visa Activation:
    Your 10-year residency is activated, and your physical ID is dispatched via priority courier.

Key Benefits of the Fixed Deposit Pathway

  • Liquidity: Your investment remains in cash and earns interest according to your bank's rates, unlike real estate where capital is tied to a physical asset.
  • Fast Approval: This category often has the fastest processing time among all Golden Visa types in 2025.
  • Self-Sponsorship: You are your own sponsor with full independence to live and travel.
  • Family Security: Sponsor your spouse, children (no age limit for sons), and parents for the same 10-year term.

Why Choose Amersmartuae?

  • Banking Liaison: We have experience with major UAE banks (ENBD, ADCB, FAB, etc.) and know exactly what documentation they must provide.
  • Financial Confidentiality: We handle your sensitive financial documents with the highest level of privacy and security.
  • VIP Concierge: We manage the entire process while you relax, including the collection of bank letters and delivery of your 10-year ID.
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Contact info

Email

business@amersmartuae.com

Phone

+971 435 384 85

Location

Oasis Tower, Next to Financial Center Metro Station, Sheikh Zayed Road, Dubai

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