In line with UAE Labour Law, every employer is required to provide financial protection for their employees. The MOL Insurance (Ministry of Labour Insurance) is a mandatory policy that replaced the old AED 3,000 bank guarantee system. At Amersmartuae, we facilitate the issuance of these insurance certificates to ensure your company remains compliant with MOHRE regulations while significantly reducing your upfront business costs.
This insurance is a prerequisite for issuing or renewing any work permit. It protects both the employer and the employee by covering:
To process the Labour Insurance for your staff, we require:
No. MOL Insurance covers labor rights and workplace accidents. Health Insurance (DHA/MOHAP) is a separate mandatory requirement for residency.
Yes! If you still have old bank guarantees, we can help you switch to the new insurance system and process the refund of your deposits from the Ministry.
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